The content of this section is intended for investors and for informational purposes only. The content is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Kommuninvest does not make representation or warranty (express or implied) of any nature or accept any responsibility or liability of any kind for accuracy or sufficiency of any information, statement, assumption or projection in this information, or for any loss or damage (whether direct, indirect, consequential or other) arising out of reliance upon this content. The reader of the information of this section is solely responsible for making its own independent appraisal of the contents herein.


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Google Analytics

Kommuninvest website uses Google Analytics, a web analytics service provided by Google. Google Analytics use cookies and the information generated by them, through your use of this website (including your IP address), will be transmitted to and stored by Google on servers in the United States. This information is used to evaluate visitor statistics. Kommuninvest, for example, use reports from the visits on the web site to improve content, navigation and structure. Google may also transfer this information to third parties when it is required by law or when third parties process the information on Google's behalf. Google will not associate IP addresses with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings in the browser (see below). By visiting Kommuninvest´s site, you agree that Google processes personal information in the manner and for the purposes described above.  

How to avoid cookies

If you do not wish to accept cookies, your web browser can be set to automatically deny the storage of cookies or to inform you every time a website requests permission to store a cookie. Previously stored cookies can also be deleted via the web browser. Visit the web browser’s help pages for more information. If you have any questions about this don’t hesitate to contact us. By visiting the web-site of the Swedish Post and Telecom Authority (PTS), that monitors the electronic communications sector, you will find further information about cookies.

Information regarding the treatment of personal data by Kommuninvest i Sverige AB

Kommuninvest has high ambitions regarding openness, traceability and transparency. At the same time, the company complies with regulations aimed at protecting the individual and its integrity. Much of the information pertaining to an individual is referred to as personal data. Personal data are defined as follows: Any information directly or indirectly attributable to a human being who is in life is regarded as personal data. Even images (photos) and sound recordings on individuals treated by computer can be personal data even if no names are mentioned. Encrypted data and various types of electronic identities, such as IP numbers, are counted as personal data if they can be linked to a physical person. This information describes Kommuninvest's considerations and regulations regarding the company's handling of personal information when you visit our websites or have other contacts with us. Kommuninvest i Sverige AB (“Kommuninvest”) is responsible for all personal data that is processed within the entire organization. Below is a brief description of what personal data is processed, the reason why it is processed, and your individual right of access to all data that is held about you. By visiting our site, you agree to these privacy principles. If you do not agree to these data protection principles, stop using this site and refrain from phone contacts. We refer instead to mail correspondence, which is handled through the registrations department. Please feel free to get in touch with us if you need any further information about this by using the contact details below.  

Personal data that is being managed

Kommuninvest processes personal data for the administration and execution of contracts that are in force, and to be able to fulfil its legal obligations. Kommuninvest processes personal data that is provided voluntarily when visiting the Kommuninvest website, when entering contracts, or when data is otherwise recorded about the preparation or administration of a contract (for example, about a lending or borrowing agreement). When matters are dealt with on the telephone, personal data is also processed by recording the call. Kommuninvest may also supplement personal data by obtaining further information from public records. Personal data may be disclosed in certain situations where Kommuninvest is obliged by law to provide information to an agency, for example the Swedish Financial Supervisory Authority, or the Swedish Data Protection Authority.  

Non-identifiable data

Kommuninvest may occasionally collect anonymous information about the use of its websites to improve the site and the services provided. These usage data may apply among others: the number of visits to the site and their length; the user's geographical position; usage rate of the site different sections; which technique is used; disturbances in the business. The data is not reviewed at an individual level without your express permission.  

Identifiable data

When Kommuninvest collects identifiable data, we strive to inform you as to the purpose for which the information is requested. Normally, this information is requested to answer your questions. Kommuninvest may share this type of information within the Group for the purposes mentioned in this information. Kommuninvest uses subcontractors to offer digital services. We may need to share your personal information with these for them to provide us with their services. Our subcontractors may not use this kind of personal data for any other purpose and we assume that their services are covered by privacy. Kommuninvest does not sell and does not exchange personal data with other companies for marketing purposes. Kommuninvest may contact you to complete customer satisfaction and market research.  

Personnel management

In an application or request relating to an employment advertised on our website or in any other medium, you may need to provide Kommuninvest personal information, such as your resume. Kommuninvest can use this information on all its units when making employment decisions or for purpose of the request. Kommuninvest can save the data for future use, unless you have prohibited this.  

Subcontractors in information management

In some situations, Kommuninvest uses subcontractors who collects, evaluates and otherwise handles data on our behalf. Kommuninvest's principle is that subcontractors commit to our data protection regulations. Normally this is governed by an agreement between Kommuninvest and our suppliers.  

The accuracy of your personal data

This site may not be used to publish or disseminate data protected by copyright or other equivalent rights without the permission of the proprietor, or otherwise in a way that is adversely, offensive or harmful to Kommuninvest or third parties. By submitting this type of information through the Website, you grant Kommuninvest the right to use, develop, produce, distribute, publish or transmit the information you send in whole or in part, and / or add the data sent from you without obligation and liability to other material or other products or services.  

Transcript from register and the rectification of errors

Once a year you can, free of charge, request a transcript from Kommuninvest whereby you will receive information on the personal data about you that is being held, where this data came from, why it was obtained, the purpose for which it is being held, and to whom any data may be disclosed. If you would like to be sent such a transcript, please send a written request, signed by you, to the address you will find below. You can notify us at the same address if you no longer wish to receive information from Kommuninvest, or if you would like to request the correction of some erroneous or incomplete personal data.

Comments on Kommuninvest's actions

You are welcome to contact Kommuninvest's complaint manager who takes care of your comments. Describe what you are not happy with and who you previously have had contact with. Kommuninvest i Sverige AB Klagomålsansvarig Box 124 701 42 Örebro

Sustainable organisation

Having a sustainable organisation is crucial to Kommuninvest living up to its  mission and vision, as well as to the expectations of our stakeholders. Our high level of ambition and the insight that each employee can make a difference are what guide us in this work. Communicative leadership and committed employee collaboration are essential for success.

By sustainable organisation, we mean an organisation characterised by a strong culture and favourable working conditions, with healthy and motivated employees and managers. The organisation stimulates learning on an ongoing basis and has a good ability to adapt to new conditions. The working environment promotes diversity and gender equality, while discrimination does not occur.

Respect for human rights is a basic requirement

The Group shall avoid causing or contributing to a negative impact on human rights in its own operations and address any such impact if it arises. Employees should be able to combine working life and their free time. Kommuninvest shall also maintain a good knowledge of, and compliance with, applicable legislation and labour market agreements. This involves, in particular, discrimination legislation, environmental legislation, legislation regarding public companies and legislation relating to business relations. No form of discrimination is tolerated within the Company. 

An equal workplace

We foster equality, diversity and development and are to be an inclusive (non-discriminatory) workplace. This is emphasised in the Company’s Gender Equality and Diversity Policy to ensure that the Company is an attractive employer for both current and potential employees. At the end of 2019, 41 (45) percent of the total number of employees were women. Of the managers, 29 (36) percent were women and, in the Executive Management Team, the proportion was 43 (43) percent. The decreased proportion of female managers was noted in the year’s staff and health accounts, and the goal is to achieve gender equality among managers within three years.

The ambition is to be able to attract, retain and develop skilled employees, regardless of gender, ethnic background, faith, age, disability, sexual orientation or transgender identity. Towards the end of 2019, 17 (12) percent of the Company’s employees came from countries other than Sweden. A total of 12 (10) different countries are represented in the organisation.

Working environment

Our working environment must satisfy physical, social and organisational targets as well as legal requirements, shall be pervaded by clear mandates and instructions and shall offer a balance between responsibilities and authority. Kommuninvest conducts working environment efforts in which measures are implemented at an early stage and preventively.

A close dialogue between employees and managers, as well as structured efforts to analyse key figures and risk indicators, are key aspects in the process of creating an organisation that is sustainable in the long-term. Working environment efforts are conducted in close collaboration with employees and substantial measures were undertaken in 2019 to increase the quality of office lighting and reduce the volume of noise in office landscapes.

The year’s employee survey

Employee surveys are conducted annually, to gauge the working climate and, in a formalised format, ascertain how employees perceive their work situation. The year’s results are compared with earlier measurements to identify how perceptions of the Company vary over time. The 2019 survey shows that Kommuninvest is an equal and non-discriminatory workplace, where employees feel considerable commitment to Kommuninvest’s social mission. The survey gave an ESI (Employee Satisfaction Index) of 74 (73), which is a high result, indicating a favourable degree of satisfaction and a well-functioning workplace. The outcome also indicates that efforts devoted to leadership, employee collaboration and cultural issues have yielded results and these will remain priority areas moving forward.

Sustainable daily life

We are working actively with the health concept Sustainable Daily Life, seeking to promote a healthy lifestyle, with a balance between work, leisure and parenting. Increasing absenteeism due to work-related stress and other psychosocial factors have caused Kommuninvest to initiate ambitious efforts within the framework of Sustainable Daily Life. The concept encompasses the physical and social working environment, training and daily exercise, health-inspiring lectures, stress management, individual coaching and selfhelp programmes. Among other things, all employees are offered individual health and lifestyle reviews on a regular basis. Based on these, employees are given tools to establish a sustainable lifestyle in the areas where the need is perceived to be greatest. This can involve sleep, diet, exercise and lifestyle, as well as work-related concerns.

Focus on self-management

Within the Group, all employees are responsible for their own skills development, in dialogue with their managers and in accordance with the Company’s objectives. Beyond this, skills development is offered at a more general level and in a number of different forms.

In 2018 and 2019, an extensive initiative in leadership, employee collaboration, communication and culture was carried out. The employee programme has been developed to increase Kommuninvest’s capacity to develop in a time pervaded by ever-increasing complexity and rapid change and is described in more detail in the assessment below.

Since 2017, the Company has also run a “Lunch and Learn” concept, offering employees inspirational talks, business intelligence updates and summaries of future trends in connection with a simpler lunch.

All employees participate in compulsory and continuous skills development by means of digital learning platforms. For Kommuninvest, the method has brought high implementation rates and significantly increased knowledge levels following the completion of the courses. Four courses were conducted in 2019: Measures counteracting money laundering and terrorist financing – advanced course; An introduction to GDPR; Insider information and insider crime; and Sustainability training. Most training courses are given once every two years, with new recruits participating in the compulsory courses during their first six months of employment.



Medarbetare på event

Employee programme for a safe and trustful workplace

In 2019, Kommuninvest’s employee programme was concluded after running for a year with the purpose of: engendering improved conditions for leadership, employee collaboration and communication, providing opportunities for personal development, facilitating self-management, helping employees feel secure, creating platforms for dialogue, feedback and preventive conflict management and increasing the quality of communicative leadership.

An assessment shows that Kommuninvest’s employees feel a strong commitment to their work roles and are capable of a high degree of self-management. Despite major changes recently, there is trust in the organisation and employees feel confident in testing new ideas and solutions. One area in need of improvement is feedback, whether this be giving, receiving or requesting feedback.

One of the themes during the programme was levels of role-taking. With working groups increasingly taking on tasks jointly rather than individually, additional commitment to the development of the Company is generated. On the whole, employees are satisfied with the employee programme, finding it to have contributed to both personal development and increased cooperation.