Maturity over time

  • The average maturity decreased to 2,82 years in comparison with 2,88 years during the previous quarter. However, from a longer perspective the average maturity has increased.
  • 27 percent of the loan portfolio matures within 12 months, which is an increase by two percentage points over the previous quarter.

Average maturity and line for maturity within 12 months


Interest rate level over time

  • The average interest rate decreased by 1 basis point from 0.94 percent to 0.93 percent between the first and second quarter of 2021.

Trend & analysis

The average interest rate continues to drop and is now at the lowest level during the period studied.

Interest rate level over time excluding and including derivatives

Q2 2017 Q3 2017 Q4 2017 Q1 2018 Q2 2018 Q3 2018 Q4 2018 Q1 2019 Q2 2019 Q3 2019 Q4 2019 Q1 2020 Q2 2020 Q3 2020 Q4 2020 Q1 2021 Q2 2021
Excluding derivatives 0.57 0.52 0.4 0.47 0.47 0.45 0.46 0.6 0.61 0.58 0.6 0.67 0.65 0.56 0.47 0.5 0.51
Including derivatives 1.54 1.52 1.4 1.41 1.36 1.34 1.24 1.25 1.21 1.18 1.15 1.14 1.12 1.06 0.98 0.94 0.93