Time series
Maturity over time
- The average maturity decreased to 2,82 years in comparison with 2,88 years during the previous quarter. However, from a longer perspective the average maturity has increased.
- 27 percent of the loan portfolio matures within 12 months, which is an increase by two percentage points over the previous quarter.
Average maturity and line for maturity within 12 months
Interest rate level over time
- The average interest rate decreased by 1 basis point from 0.94 percent to 0.93 percent between the first and second quarter of 2021.
Trend & analysis
The average interest rate continues to drop and is now at the lowest level during the period studied.
Interest rate level over time excluding and including derivatives
| Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | Q3 2018 | Q4 2018 | Q1 2019 | Q2 2019 | Q3 2019 | Q4 2019 | Q1 2020 | Q2 2020 | Q3 2020 | Q4 2020 | Q1 2021 | Q2 2021 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Excluding derivatives | 0.57 | 0.52 | 0.4 | 0.47 | 0.47 | 0.45 | 0.46 | 0.6 | 0.61 | 0.58 | 0.6 | 0.67 | 0.65 | 0.56 | 0.47 | 0.5 | 0.51 |
| Including derivatives | 1.54 | 1.52 | 1.4 | 1.41 | 1.36 | 1.34 | 1.24 | 1.25 | 1.21 | 1.18 | 1.15 | 1.14 | 1.12 | 1.06 | 0.98 | 0.94 | 0.93 |
