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Maturity over time

  • The average maturity decreased to 2.76 years in comparison with 2.82 years during the previous quarter. From a longer perspective the average maturity has increased over time.
  • 27 percent of the loan portfolio matures within 12 months, which is an increase of 3 percentage points since the previous quarter.

Average maturity and line for maturity within 12 months


Interest rate level over time

  • The average interest rate increased by 3 basis points from 0.85 percent to 0.88 percent since to the previous quarter.

Trend & analysis

The average interest rate has increased slightly but is at historically low levels.

Interest rate level over time excluding and including derivatives

Q1 2018 Q2 2018 Q3 2018 Q4 2018 Q1 2019 Q2 2019 Q3 2019 Q4 2019 Q1 2020 Q2 2020 Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 Q4 2021 Q1 2022
Excluding derivatives 0.47 0.47 0.45 0.46 0.6 0.61 0.58 0.6 0.67 0.65 0.56 0.47 0.5 0.51 0.5 0.47 0.52
Including derivatives 1.41 1.36 1.34 1.24 1.25 1.21 1.18 1.15 1.14 1.12 1.06 0.98 0.94 0.93 0.9 0.85 0.87