Time series
Maturity over time
- The average maturity decreased to 2.76 years in comparison with 2.82 years during the previous quarter. From a longer perspective the average maturity has increased over time.
- 27 percent of the loan portfolio matures within 12 months, which is an increase of 3 percentage points since the previous quarter.
Average maturity and line for maturity within 12 months

Interest rate level over time
- The average interest rate increased by 3 basis points from 0.85 percent to 0.88 percent since to the previous quarter.
Trend & analysis
The average interest rate has increased slightly but is at historically low levels.
Interest rate level over time excluding and including derivatives
Q1 2018 | Q2 2018 | Q3 2018 | Q4 2018 | Q1 2019 | Q2 2019 | Q3 2019 | Q4 2019 | Q1 2020 | Q2 2020 | Q3 2020 | Q4 2020 | Q1 2021 | Q2 2021 | Q3 2021 | Q4 2021 | Q1 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Excluding derivatives | 0.47 | 0.47 | 0.45 | 0.46 | 0.6 | 0.61 | 0.58 | 0.6 | 0.67 | 0.65 | 0.56 | 0.47 | 0.5 | 0.51 | 0.5 | 0.47 | 0.52 |
Including derivatives | 1.41 | 1.36 | 1.34 | 1.24 | 1.25 | 1.21 | 1.18 | 1.15 | 1.14 | 1.12 | 1.06 | 0.98 | 0.94 | 0.93 | 0.9 | 0.85 | 0.87 |