We strive for the lowest possible risk exposure
The objective of our risk management is to minimise – or in the best case eliminate – the risks occurring in the operations.
The fundamental principle is that the terms for borrowing and lending shall be equal.
In accordance with the ownership directives, Kommuninvest conducts no proprietary trading. This means that Kommuninvest never takes any proprietary positions with the purpose of generating a return.
Following the adoption and implementation of the EU’s so called Banking Package, we now, on a quarterly basis, publish pillar 3 reports on capital adequacy and risk management.
For a complete description, please refer to the chapter about risk management in the Annual Report.