Financial reports
Annual reports and interim reports for Kommuninvest AB and for the Cooperative Society
Annual Reports Kommuninvest AB
Kommuninvest Annual Report 2024 (xhtml) xhtml, 6.6 MB.
Kommuninvest Annual Report 2024 (pdf) pdf, 10.3 MB.
Kommuninvest Annual Report 2023 (xhtml) xhtml, 8.7 MB.
Kommuninvest Annual Report 2023 (pdf) pdf, 10.2 MB.
Kommuninvest Annual Report 2022 (xhtml) xhtml, 13.2 MB.
Kommuninvest Annual Report 2022 (pdf) pdf, 5.9 MB.
Kommuninvest Annual Report 2021 (xhtml) xhtml, 12.1 MB.
Kommuninvest Annual Report 2021 (pdf) pdf, 3.1 MB.
Kommuninvest Annual Report 2020 (pdf) pdf, 3.1 MB.
Kommuninvest Annual Report 2019 (pdf) pdf, 2.7 MB.
Kommuninvest Annual Report 2018 (pdf) pdf, 2.9 MB.
Kommuninvest Annual Report 2017 (pdf) pdf, 2 MB.
Kommuninvest Annual Report 2016 (pdf) pdf, 4.2 MB.
Interim Reports Kommuninvest AB
Kommuninvest Interim Report 2025 (pdf) pdf, 2.4 MB.
Kommuninvest Interim Report 2024 (pdf) pdf, 2 MB.
Kommuninvest Interim Report 2023 (pdf) pdf, 5.4 MB.
Kommuninvest Interim Report 2022 (pdf) pdf, 2.6 MB.
Kommuninvest Interim Report 2021 (pdf) pdf, 879.9 kB.
Kommuninvest Interim Report 2020 (pdf) pdf, 803 kB.
Kommuninvest Interim Report 2019 (pdf) pdf, 802.7 kB.
Kommuninvest Interim Report 2018 (pdf) pdf, 750.1 kB.
Kommuninvest Interim Report 2017 (pdf) pdf, 681.2 kB.
Kommuninvest Interim Report 2016 (pdf) pdf, 570.6 kB.
Kommuninvest Interim Report 2015 (pdf) pdf, 663.8 kB.
Kommuninvest Interim Report 2014 (pdf) pdf, 12.4 MB.
Risk and capital management
Reports
We aim for the lowest possible risk exposure
Kommuninvest's main task is to ensure access to stable and efficient funding for the local government sector. This means borrowing money on the financial market based on customer needs. The operating model means that the Company is exposed to risks.
The Company's objectives, principles and methods for managing these risks as well as methods for measuring the risk are presented in the reports published on this page. Within each risk area, current exposure and estimated capital requirements are also stated.
The purpose of our risk management is to minimize – or at best eliminate – the risks that arise in the business. The basic principle is that the terms and conditions for borrowing and lending should be equivalent. In accordance with the owner's directives, Kommuninvest does not conduct its own trading. This means that Kommuninvest never takes any positions of its own for the purpose of returns.
For a complete description, see the chapter on risk in our Annual Report presented in the above tab.
Capital Adequacy and Risk Management Report – Pillar 3 Q3 2025 (pdf) xlsx, 202.6 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q2 2025 (pdf) xlsx, 337.9 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q1 2025 (pdf) pdf, 593.6 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q4 2024 (pdf) pdf, 1.4 MB.
Capital Adequacy and Risk Management Report – Pillar 3 Q3 2024 (pdf) pdf, 927.7 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q2 2024 (pdf) pdf, 890.6 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q1 2024 (pdf) pdf, 743.9 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q4 2023 (pdf) pdf, 1.2 MB.
Capital Adequacy and Risk Management Report – Pillar 3 Q3 2023 (pdf) pdf, 454.5 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q2 2023 (pdf) pdf, 1002.4 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q1 2023 (pdf) pdf, 622.8 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q4 2022 (pdf) pdf, 1.6 MB.
Capital Adequacy and Risk Management Report – Pillar 3 Q3 2022 (pdf) pdf, 878.8 kB.
Capital Adequacy and Risk Management Report – Pillar 3 Q2 2022 (pdf) pdf, 1.2 MB.
Capital Adequacy and Risk Management Report – Pillar 3 Q1 2022 (pdf) pdf, 392.3 kB.
Capital Adequacy and Risk Management Report – Pillar 3, Q4 2021 (pdf) pdf, 1.1 MB.
Capital Adequacy and Risk Management Report – Pillar 3, Q3 2021 (pdf) pdf, 684.7 kB.
Capital Adequacy and Risk Management Report – Pillar 3, Q2 2021 (pdf) pdf, 554.5 kB.
Reports on the local government sector
Kommuninvest's reports analyse the Swedish local government sector from a Group perspective and contain unique information on the sector's loan debt and investments.
Local Government Debt
Local government dept 2023 (pdf) pdf, 1.3 MB.
Local government dept 2022 (pdf) pdf, 7 MB.
Local government dept 2021 (pdf) pdf, 5 MB.
Local government dept 2020 (pdf) pdf, 1 MB.
Local government dept 2019 (pdf) pdf, 922.9 kB.
Local government dept 2018 (pdf) pdf, 1010.3 kB.
Local government dept 2017 (pdf) pdf, 666.8 kB.
Local government dept 2016 (pdf) pdf, 608.3 kB.
Reports
- Kapacitet att bygga samhället (pdf) pdf, 542.1 kB.
- Samhällsfastigheter – vem hyr vad ifrån vem? (pdf) pdf, 518.4 kB.
- Allmännyttans räntekänslighet (pdf) pdf, 507.8 kB.
- Kommunala bolag i Sverige: att förstå framväxten av dessa och produktivitetsutvecklingen över tid (pdf) pdf, 5.8 MB.
- Är reformer smittsamma – En forskningsöversikt om tröghet och förändring i kommunsektorn (pdf) pdf, 594.2 kB.
- Hur höga är egentligen kommunsektorns skulder (pdf) pdf, 980.6 kB.
- Äga eller hyra verksamhetslokaler – viktiga överväganden för offentliga aktörer (pdf) pdf, 280.8 kB.
- PPT-presentation äga eller hyra (pdf) pdf, 2.1 MB.
- Styrning i finansiell balans – En mer effektiv ekonomistyrning i kommunsektorn (pdf) pdf, 628.9 kB.
- Att äga eller hyra sina verksamhetslokaler – hur ser kalkylerna ut i kommunsektorn? (pdf) pdf, 223.3 kB.
- Covid-19 och den kommunala låneskulden – en ögonblicksbild (pdf) pdf, 166.4 kB.
- Utjämning av kommunalskatterna (pdf) pdf, 1.3 MB.
- Finanspolitiska ramverket och kommunerna (pdf) pdf, 177.4 kB.
- Välfärdens utmaningar (pdf) pdf, 823.5 kB.
- Försäljningar av kommunala anläggningstillgångar 2013-2016 (pdf) pdf, 617.4 kB.
- En bärkraftig kommunstruktur (pdf) pdf, 1.6 MB.