Risk and capital management

We aim for the lowest possible risk exposure

Kommuninvest's main task is to ensure access to stable and efficient funding for the local government sector. This means borrowing money on the financial market based on customer needs. The operating model means that the Company is exposed to risks.

The Company's objectives, principles and methods for managing these risks as well as methods for measuring the risk are presented in the reports published on this page. Within each risk area, current exposure and estimated capital requirements are also stated.

The purpose of our risk management is to minimize – or at best eliminate – the risks that arise in the business. The basic principle is that the terms and conditions for borrowing and lending should be equivalent. In accordance with the owner's directives, Kommuninvest does not conduct its own trading. This means that Kommuninvest never takes any positions of its own for the purpose of returns.

For a complete description, see the chapter on risk in our Annual Report presented in the above tab.

Capital Adequacy and Risk Management Report – Pillar 3 Q1 2024 Pdf, 743.9 kB, opens in new window.

Capital Adequacy and Risk Management Report – Pillar 3 Q4 2023 Pdf, 1.2 MB, opens in new window.
Capital Adequacy and Risk Management Report – Pillar 3 Q3 2023 Pdf, 454.5 kB, opens in new window.
Capital Adequacy and Risk Management Report – Pillar 3 Q2 2023 Pdf, 1002.4 kB, opens in new window.
Capital Adequacy and Risk Management Report – Pillar 3 Q1 2023 Pdf, 622.8 kB, opens in new window.

Capital Adequacy and Risk Management Report – Pillar 3 Q4 2022 Pdf, 1.6 MB, opens in new window.
Capital Adequacy and Risk Management Report – Pillar 3 Q3 2022 Pdf, 878.8 kB, opens in new window.
Capital Adequacy and Risk Management Report – Pillar 3 Q2 2022 Pdf, 1.2 MB, opens in new window.
Capital Adequacy and Risk Management Report – Pillar 3 Q1 2022 Pdf, 392.3 kB, opens in new window.

Capital Adequacy and Risk Management Report – Pillar 3, Q4 2021 Pdf, 1.1 MB, opens in new window.
Capital Adequacy and Risk Management Report – Pillar 3, Q3 2021 Pdf, 684.7 kB, opens in new window.
Capital Adequacy and Risk Management Report – Pillar 3, Q2 2021 Pdf, 554.5 kB, opens in new window.


Reports on the local government sector

Kommuninvest's reports analyse the Swedish local government sector from a Group perspective and contain unique information on the sector's loan debt and investments.